A 97-point structural review of your commercial real estate financing, across the six layers where deals actually fail. Clear findings, a defensible verdict, in five business days.
Most financing falls apart for structural reasons that were visible weeks earlier: a capital stack that does not reconcile, a refinance that cannot clear its own constraints, an exit that depends on a market that has moved. The review exists to surface those before they cost you the deal.
Sources and uses that do not tie, equity that is assumed rather than committed, and gaps that only appear when one piece slips.
A refinance or sale priced on yesterday's cap rates and rents, with no path that survives a realistic downside.
Rate locks, maturities, and construction timelines that collide, where the pressure is the deal breaker and no one sequenced it.
Deal Architecture reviews a transaction the way a structural engineer reviews a building: layer by layer, load path by load path. Each assumption is checked against evidence and rated. The layers roll up to a weighted Structural Integrity Score and a single rating you can act on.
Every source and use, committed versus assumed, the equity that is real, and the gaps that hide between them.
The order in which capital has to arrive, and what fails if any piece is late or falls through.
Whether the refinance or sale actually clears, and what it leans on to get there.
Maturities, locks, and milestones mapped against each other, so collisions show before they happen.
Rents, cap rates, and absorption tested against the market as it is now, not as the model wishes.
Whether the sponsor and plan can carry the deal through, judged on track record and capacity.
The deliverable reads like an engineer's assessment: what was reviewed, what holds, what does not, and exactly what to fix. Built to be defensible, not decorative.
A single weighted score out of 100 with a RED, YELLOW, or GREEN verdict, so the bottom line is never in doubt.
Each of the six layers with its rated assumptions, the evidence behind them, and where the weaknesses sit.
What happens to the deal under a realistic downside, in dollars, and which constraint binds first.
The shortest route from where the deal stands to a fundable structure, prioritized by impact.
Tell us about the transaction through a short form. We send a secure link, no login needed, with a checklist of exactly what to upload.
Your deal is examined across all six layers and ninety-seven checks, each rated against the evidence you provided.
A delivered structural assessment with the score, the findings, the stress test, and the path to fund, ready to act on.
The 2026 refinance wall is not mainly a rate problem. It is an expense problem, and it is structural. The deals that survive are the ones whose structure was tested before the market tested it for them.
Add a sponsor or lender quote here once you have one you can attribute. Real and specific beats anything invented.
Send us the transaction. We will return a structural verdict you can stand behind, in five business days.